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Increased Insurance Limits in Arizona

Arizona Increases Minimum Limits for Car Insurance A new law in Arizona went into effect on July 1, 2020. It is good news for Arizona drivers. Liability minimum limits have increased from $15,000 per person /$30,000 per incident /$10,000 property damage to $25k/$50k/$15k. If you previously held a minimum limits policy, your coverage was automatically […]

What is Lawsuit Bias and Do You Play a Part?

Lawsuit bias explained Many of our intake calls start out like this: “I am sorry to call and bother you. I want you to know that I am not one of “those people” who sue over anything: But…………” Then the caller goes on to tell us about something horrible that never should have happened, and […]

When Insurance Plays Hardball

Insurance Companies Are Friendly Until You Have A Claim Against Them Many of our initial intake calls start out like this:  “I have never sued anyone before …….. but……..”: Or:  “I don’t believe in lawsuits, …… but…..”: Or:  “I just want what is fair……. But…….” Most people victimized by someone else’s negligence feel guilty about […]

How Much Insurance is Enough?

Commercial Vehicle Minimum Coverage Since 1972, minimum coverage in Arizona for passenger cars has been $15,000 per person, $30,000 per accident if two or more persons are injured, and $10,000 for property damage. In 1972, the average new car cost less than $5,000. The average new car cost is now over $30,000. Uninsured and underinsured […]

Insurance Bad Faith and Your Stolen Vehicle Claim

We purchase insurance to protect us from many unforeseen and unwelcome possibilities, including vehicle theft. Lately, insurance companies seem to be investigating stolen car claims with additional scrutiny and increasing skepticism. This may very well be considered bad faith. In 1981 Arizona adopted the independent bad faith claim. In Noble v. National American Life Insurance […]

Pre-Existing Conditions

The phrase “pre-existing condition” has received significant attention in the past few years as the nation’s media, politicians, and citizens continue to debate the Affordable Care Act and it’s impact on the American system of healthcare. Most of us equate the phrase to the health insurance companies attempts to limit or deny coverage. However, in the […]


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